Has there been a change in US banking regulations recently?

eric.lengvenis at wellsfargo.com eric.lengvenis at wellsfargo.com
Fri Aug 13 10:05:50 EDT 2010


On Fri, 13 Aug 2010 23:59:18 +1200 Peter Gutmann <pgut001 at cs.auckland.ac.nz> wrote:
> As part of a thread on another list, I noticed that Bank of America, 
> who until recently didn't bother protecting the page where users are 
> expected to enter their credentials with anything more substantial 
> than a GIF of a padlock, now finally use HTTPS on their home page, and 
> redirect HTTP to HTTPS (this only took them, what, about ten years to 
> get right?  Or is it fifteen?  When did BofA first get a web 
> presence?).  Wachovia now do it too.  And Citibank at least redirect 
> you to an HTTPS page.  And so does US Bank, after asking for your ID.
> 
> What on earth happened?  Was there a change in banking regulations in 
> the last few months?

I'm usually pretty up-to-date on these regulations and I'm not aware of any recent changes. As for Wachovia's changes, you'll notice that it now says "A Wells Fargo Company" in smaller print beneath the Wachovia logo. That's the reason for their switch; our name on their (our?) site. Unfortunately, it appears that not all is working right. If you go to http://wachovia.com it redirects to https://www.wachovia.com just fine, but if you type in https://wachovia.com it does not redirect you and your browser will throw a domain name mismatch error because the certificate is for www.wachovia.com (Confirmed on IE8, Firefox 3.5, and Chrome 5). The browser treat these as near apocalyptic errors with huge warnings. Firefox especially. I've notified the appropriate people. 

Eric Lengvenis
Information Security Architect
Enterprise Information Security Architecture (EISA)

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