the limits of crypto and authentication

Anne & Lynn Wheeler lynn at garlic.com
Mon Jul 11 14:54:27 EDT 2005


Perry E. Metzger wrote:
> However, you need both the end to end communication and the hardware
> token with built in display and keyboard.

there is two issues for digital signatures ...

1) "something you have" authentication and

2) proof to the relying party as to the integrity level of the operations

it is possible to establish the integrity level of the hardware token at
the time the public key is registered ... and then possibly track the
token integrity level as it degrades over time (because of technology
advances).

in the EU finread standard case
http://www.garlic.com/~lynn/subpubkey.html#finread

it assumed that the display/pinpad and the token were separate. the the
case of relying party being able to evaluate the risk of the transaction
... then it would actually need the separate display/pinpad to also
digitally sign the transaction (and also having previously registered
the finread terminal public key and integrity level).

the co-signing by the separate display/pinpad was allowed for in x9.59
financial transaction standard
http://www.garlic.com/~lynn/index.html#x959
http://www.garlic.com/~lynn/supubkey.html#privacy

but not mandated.

when the display, pinpad, and token are all a single device ... then
there would only be a requirement for a single digital signature ...
representing both the "something you have" authentication as well as the
integrity level of the signing environment.

in the *human signature* realm there is the aspect of many financial
point-of-sale termainals where there is requirement for some sort of
manual, human interaction that demonstrates some sort of agreement,
approval, and/or authorization of the transaction (in addition to the
authentication operation). frequently this is a display of the
transaction requiring the person to hit the agree/yes button ... as a
separate operation from any authentication operations.

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